Personal Finance and Money Management

In the face of the increasingly alarming global economic crisis, the Philippine government, as the institutional embodiment of the sovereign authority of the Filipino people, is challenged to fulfill its constitutional mandate to protect the general welfare.

Debates over what government must do to save the economy are happening almost everywhere, from public offices and school classrooms to wet markets and barber shops.

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Just because there is a recession going on does not mean college should be postponed. But it can be challenging to save for guild tuition when economic conditions are so uncertain.

Many households have experienced unemployment and more tribe members have managed to keep jobs but with reduced hours or pay reductions. During a recession, part of a job is better than no job because there is always the hope the job could be restored to full-time once companies start hiring again.

In the United States there are programs that promote college savings. Called 529 plans, it’s possible to regularly invest standard of value with a plan manager. T

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