One of the best ways to make this year’s summer vacation easier on the bank account is to take advantage of some lucrative credit card sign-up bonuses. By simply signing up for a new credit card and meeting a reasonable spending threshold within the first few months, consumers with good credit scores could rack up more than $500 in free travel awards to use this summer!
Not sure where to start searching? D
Tags: Credit Card, Summer
You’ve probably already received enrollment packets or requests to add credit card insurance to your services from your credit card issuer. But is insurance really necessary?
Many credit card issuers now offer some type of insurance coverage that promise to help you out financially in the event you can’t make your minimum payments or even pay off your whole balance in the event of your death. These programs are usually added as a fee to your monthly bill and will provide “protection” for as long as you are enrolled in the program. Just re
We all know that there are pitfalls in the world of plastic. But really…who doesn’t have a credit card these days? For some, this purchasing ritual presents only a means to an end. For others, it is a means to debt and disaster. Here are a few credit card mistakes to avoid this year so you dont end up with the latter.
Even if this is your first card, be sure to shop around for the best card for you. Cards that promise a low interest rate or 0% balance transfers come with plenty of small print. Be sure to read it.
The promotional period can vary from 6 months to a year, but your payment habits will determine whether that can change within the promotional period. If
The use of credit cards has become a lifestyle for many people. Buy has never been more convenient than a simple slide of the card and a signature. For as long as you’re careful in your purchases and religious in your monthly payments, then using credit cards is a more efficient and convenient shopping. Consumers are always looking for the best credit card for them and with the multitude of cards available today, an overview of these cards is beneficial to consumers to help choose the card most appropriate to meet purchasing needs. Full Article
Direct mail industry sources report that credit card companies, after keeping a low profile for more than a year, are actively looking for new customers. Marketing campaigns by three major credit card issuers, Chase, Citi and American Express, surged from a mere 551 million offers in 2009 to an impressive 1.4 billion in 2010, according to the research firm Mintel Comperemedia. Another source, Synovate’s Mail Monitor, reports worldwide credit card solicitations at 2.73 billion, a 96% increase over 2009.
And the first quarter of 2011 is showing even more positive signs of resurgence in credit cards with an increase of more than 481 million household offers, representing a 29% increase over that in 2009, according to the Mail Monitor. L
Citibank finally “got the memo”—credit card users hate fees!
In response they’ve given us the Citi Simplicity card, which is definitely the best credit card on the market right now if you have a severe aversion to fees and like to keep your finances simple.
Here are my top 4 things to love about the Citi Simplicity card:
No annual fee. No late payment fee. No over-the-limit fee. Are you getting the picture?
After reading the fine print, it looks as though the only fees Citi hasn’t ditched yet are a 3% balance transfer fee, 5% cash advance fee, and a $35 returned payment fee.
0% interest on purchases and balance transfers for 21 months places the Simplicity card among the top tier of 0% interest credit card offers. If you’v
With no buyers coming forward so far, HSBC chief executive Stuart Gulliver announced that the credit card unit of HSBC Holdings, one of the top 10 financial organizations in the U.S. providing MasterCard and Visa credit cards, could be terminated. The $33 billion portfolio is just one of five key areas the company serves – personal and consumer finance, commercial and private banking and corporate investment banking and financial markets.
Although their credit card unit continues to be profitable, the CEO stated that the “card business wasn’t a strategic fit for HSBC.” Plans to divest are being hampered by the immense size of the credit card portfolio. Gulliver also hinted that this is a long term strategy to lower costs of up to $3.5 billion. In addi
It’s been awhile since I’ve posted a big list of credit card bonuses in one place, so… Here’s a list of five cards that will get you $1600 (or more) in signup bonuses. In all but one case, there’s either no annual fee, or the fee is waived for the first year.
Yes, there are spending requirements, so you’ll have to plan ahead, but… There’s a ton of cash on the table if you’re willing to jump through some hoops.
Ready? Here we go…
May 14th, 2012 
Ryan Parker 