Personal Finance and Money Management

As an admittedly cheap bastard frugal guy, I cringe at opening my bills each month. Sure, I like having things like running water and heat, I just don’t like paying for them. Even though utilities are incredibly cheap, I still don’t like paying. Imagine all the money I’d have if I didn’t have to pay utilities. I could spend it on all sorts of other extravagances- like potato chips. Have I ever mentioned how awesome chips are? Oh, only every minute? Never mind then.

We’ve established my hatred of paying for utilities. How can you avoid paying for them? Well, beyond illegally squatting in your neighbour’s basement, there’s no way to get free utilities. But what about

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• Direct Loan Consolidation
• FAFSA4Caster
• FAFSA on the Web
• Federal Student Aid PIN
• National Student Loan Data System
• StudentLoans.gov
• TEACH Grant

• Private scholarships and grants
• Federal grants
• Federal student loans
• Federal work study
• Private Student Loans

The 50,000 point signup bonus for the Southwest Rapid Rewards Plus Card is unfortunately flying away just as fast as it flew in last month.

I doubt the promotion is getting the axe due to lack of popularity.  In fact, my guess is this card offer has been extremely popular among the millions of consumers searching for ways to bring down the cost of their holiday travel this year.  It’s difficult to turn down over $800 in free money for travel, even if there is a $69 annual fee attached to the card!

If you’ve been waiting to pull the trigger and bank enough points for 2 free roundtrip tickets on Southwest, you’ve only got until midnight tomorrow, 11/11/11 (wow, what a cool date!) to do it.  After

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