Prepaid credit cards resolve many problems...

Many people who travel abroad for their holidays are invited to grab a prepaid credit card with them to manage their holiday spending. There are many benefits of prepaid credit cards when traveling. The most important advantage is safety. There is no need for vacationers to carry money on him. Unfortunately, it might be the [...]

You can find a great credit card for your specific purposes...

The use of credit cards has become a lifestyle for many people. Buy has never been more convenient than a simple slide of the card and a signature. For as long as you’re careful in your purchases and religious in your monthly payments, then using credit cards is a more efficient and convenient shopping. Consumers [...]

A lot of useful tips about credit cards using...

Only you decide if credit card are a blessing to your finances and a salvation for your lifestyle. However, you need to be attentive because if it is not handled with care it can become a liability, especially if you find it so convenient and easy to use, you lose control of your expenses. This [...]

How to survive in modern wild world of credit cards...

Do you mention sometimes, that the market of credit cards looks like tropic jungle? This allegory learn us how to deal with credit cards. We know what to expect, but we look around as unfortunate victims until it happens. Then we complain that we knew what to expect and should have done something to prevent [...]

Income Tax Refunds

July 13th, 2010 Sara Turner No Comments »

Are you looking for some inside information on income tax refund? Here’s an up-to-date report from income tax refund experts who should know.

Those are the words that every taxpayer would love to hear, yes, you’re receiving an income tax refund. For many individual taxpayers those refunds can be obtained through Earned Income credit, a real refund of overpayment of tax, or through an overpayment from previous years. Once you determine you’re receiving a refund, there are several options for actually putting that money in the taxpayer’s hands. Standard paper filing, electronic filing with direct deposit, rapid refunds, and refund anticipation loans are the options we have the choice of exercising, and for many refund anticipating individuals, the rapid refund or the refund anticipation loan is the refund of choice.

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Tags: Income Tax, Tax

Debating Extended Unemployment

July 13th, 2010 Amber Cook No Comments »

With the U.S. unemployment rate currently hovering around 9.5%, there is still debate on whether to extend unemployment benefits once again. Under normal conditions, states would provide up to 26 weeks of unemployment insurance coverage for workers. Due to the recession, federal law had allowed an extension up to 99 weeks, depending on the rate in individual states. The extension expired in June, and Congress has failed to pass an additional extension. This means that those who exhaust the regular state benefits after June will not have the extension. There is controversy over how to fund the extension, and whether or not it is effective in aiding the economic recovery.

The majority of Congress was in favor of the recent bill extending unemployment benefits through November.

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Americans Reject Consumer Debit Amendment

July 11th, 2010 Ryan Parker No Comments »

Visa recently conducted a survey that looked at how consumers felt about a new amendment in Wall Street reform that would allow some of the fees associated with processing debit cards to be passed from retailers to consumers.

According to the survey, an overwhelming 83 percent of respondents were opposed to the amendment’s requirement that debit cardholders would likely pay fees for owning and using their debit cards if the government was to establish the prices retailers pay for accepting the cards. Because of the strong opposition, it is likely that the amendment will not make it into the final version of the bill. (Market Watch)

Tags: Amendment

21 Great Ways to Build a High Profit Business

July 10th, 2010 Sara Turner No Comments »

Jump-start your profits and run an exceptionally successful business! This program packs 21 of the most powerful methods for rapid profit improvement known to the business world. Learn how to join top companies in your industry and help your staff perform better than ever. Rapidly increase sales, cut costs and boost profits with this incredible program!

 

Tags: Business, Profit Business

Seven Corporate Giants That May Disappear in 2011

July 9th, 2010 Amber Cook No Comments »

How are we doing?

July 9th, 2010 Kathryn Evans No Comments »

Alright folks, we’ve answered hundreds of questions on our financial aid forum this season and now we have one for you: How are we doing?

Our mission is to provide you, our readers, with the highest quality financial aid information, advice and news as possible. Please vote below and leave a comment. D

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Tags: Doing

Fed Places a Cap on Credit Card Penalty Fees

July 7th, 2010 Ryan Parker No Comments »

If you have had a history of making late payments on your credit cards, you may be relieved to learn that the Federal Reserve placed a cap on penalty fees recently. Now, credit card issuers are only allowed to impose up to $25 dollars in fees.

In addition, the Fed has eliminated their ability to impose inactivity fees, or fees that result from a cardholder not using the card over a certain period of time. And issuers will not be allowed to charge more in penalty fees than the actual payment amount (i.e. $25 fee on $20 minimum payment). These changes are a part of the third stage of implementing the Credit CARD Act. (Market Watch)

Tags: Credit Card, Fees, Penalty Fees

Taking America Back

July 7th, 2010 Amber Cook No Comments »

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