MasterCard Offers MoneySend Option for iPhone and iPad

MasterCard is making available a unique spin on its usual credit card offers. MasterCard MoneySend(TM) is offering a way for customers to send money to others through their iPhones and iPads as a free app download.

By working with a participating bank or opening a virtual prepaid account, customers could “send,” “pay” or “request funds” for a wide variety of reasons to everyone from friends to business clients. The customer must have an existing MasterCard payment card or checking account to use. (Market Watch)

Tags: Ipad

Reduce Credit Card Debt Interest–4 Simple Tips

With the economy in the slumps right now, many people are turning to the use of credit cards to pay many bills and make necessary purchases. And with the increased use of credit cards, many have found that their interest rates have increased as well.

Recently there has been a little relief in the way that credit card companies are able to increase interest rates. As of May 2009, credit card companies are required to give the consumer 45 days instead of the 15 days before adjusting the interest rate. But in addition to this, there are some ways in which credit card debt interest can be reduced. Some of the ways would be by contacting the credit card company, closing the account, moving the balance to a lower interest loan or increase your payment every month.

Full Article

Bad Credit Loan – Loans To Repair Defective Credit Status With Loans

If you are consulting lenders for loans, first question would arise regarding your credit status, but not in case of a bad-credit loan. Lenders providing such loans easily accept your recent credit status and will not hesitate offering you loans. Bad credit personal loans cater to the needs of taking personal loans as well as help in healing blemished credit rating. So that means, even if with a poor credit status, your requests for personal loans can be approved. Dual benefits of these loans include helping borrowers to handle their financial crisis and giving chances to recreate a good credit status once again.

How to Strengthen Deformed Credit Status with a Loan?

With wide range of personal loans made available for bad credit scorers by several lenders, you can easily find an appropriate loan for bad credit.

Full Article

Locating Qualified Debt Relief May Lead You To Law Experts

Most people understand that times are tough at the current moment. It may not be enough to put in an honest amount of work and keep up with the payments on a few bills. Debts have risen and people are losing ground with their payments. Instead of running from the problem, there are ways to face the issue and turn things around. There is always a place to begin, and if you live in Ohio, Cincinnati debt relief may be your answer. If things are really bad, determine if you need to file bankruptcy in Cincinnati.It may seem as if things have gone off the rails money-wise, but the truth is, you can always dig your way out. It may be tough for awhile, but in the long run, you will be pleased with the choices you have made.

Full Article

Tags: May, May Lead

Consumer Predictions For 2011 Will You Be Ready?

Prediction #1- Fuel efficient car prices, both new and used, will go up, up, up. As the BP oil spill continues, efforts to cap the well will prove only partially successful. This problem will help further the agenda of cap and trade and carbon credits. This will, by design, help bolster oil prices as fears of restricted production from government regulations force markets up. The result for you as a consumer will be higher gas prices, but also, as we saw in the last gas price increase, higher demand for fuel efficient cars. So, if you are in the market for a vehicle, right now is the time to buy a fuel efficient car while prices remain stable.

Prediction #2- Foreclosures continue to drive home prices down, as banks try to unload.

Full Article

36% Pay Student Loans with Credit Cards

Cardratings.com recently conducted a survey to determine how many students carry student loan debt on their credit cards and discovered that a much lower number than expected actually do.

According to the survey, a total of 36 percent carry some or all student loan debt on their cards. While this number may seem big, the company determined that the 64 percent that don’t is very encouraging.

One of the numbers in the study that was a bit more discouraging, however, was that 17 percent of consumers carry $10,000 or more in student loan debt on their cards. The hope is that these numbers are able to reduce in time (PR Web).

Loan Options for Less-Than-Half-Time Grad Students

Finding the time to get a graduate degree is not easy. Whether you are balancing a family, a full-time job, or both, some prospective grad students are forced to only take one or two classes per semester to accommodate their schedule.

Securing financial aid can be very difficult as well. If you are a less than half-time student, you are ineligible to receive federal financial aid.

But there are options.  You can visit our private student loan comparison tool to get an overview of lender criteria.

Finally, you can consider an online degree. Online degrees are generally more flexible with course offerings. Visit Edvisors.com for additional information about this option and to find out which online school is best for you.

States Fight Credit Card Fee Hikes

While most lawmakers have been in support of regulations likecredit card reform that protect consumers,some states have become unlikely allies to banks when it comes to the idea of raising credit card fees.

Treasurers from at least eight stateswant to sendletters to lawmakers over concerns that proposed limits on the fees that card issuers charge businesses for processing purchases could endanger state programs that use prepaid cards pay out benefits like unemployment insurance. The senate passed an amendment to financial regulation recently asking for the limit to help avoid fees from being passed to consumers. (Washington Post)