Capital One Cleared to Buy ING Direct

Remember last summer when I noted that Capital One was in the process of buying ING Direct? Well, the Federal Reserve approved the acquisition yesterday, and the deal is expected close within the next few days.

According to the note that I received from Capital One:

“Capital One has no current plans to change ING customer accounts. Customers will still enjoy the competitive rates, no fees and the same online experience they’ve come to know and love from ING Direct.”

One thing that I hope will be changing is the lack of remote deposit. As regular readers know, ING has been promising to add this functionality since last summer, but nothing has happened.

Perhaps they were too busy with the impending acquisition to roll out new features. Or pe

Full Article

Obama speaks on investing in community colleges

This morning, President Obama spoke at Northern Virginiamunity College, addressing students in the schools Automotive Technology program. The 12 minute speech highlighted initiatives that would provide students with better opportunities to gain the necessary skills for employment. The hope is thatmunity colleges would produced skilled workers to fill the many manufacturing and technology industry job vacancies, in order to get Americans back to work and stimulate the economy. Sound interesting? Watch the full speech below.

You can find a great credit card for your specific purposes

Credit cardsThe use of credit cards has become a lifestyle for many people. Buy has never been more convenient than a simple slide of the card and a signature. For as long as you’re careful in your purchases and religious in your monthly payments, then using credit cards is a more efficient and convenient shopping. Consumers are always looking for the best credit card for them and with the multitude of cards available today, an overview of these cards is beneficial to consumers to help choose the card most appropriate to meet purchasing needs. Full Article

Auto-fill your FAFSA with IRS Data Retrieval

In the past, filling out the financial information on the FAFSA has been a hassle since parents and students had to manually enter all of the information. Plus, this information would then need to be cross-referenced with the IRS by the financial aid office. This new IRS data retrieval option takes the some of the burden off of the families, allowing for an easy way to fill out the FAFSA.

Remember, if you havent filed your FAFSA yet, get started! The earlier you apply the more likely you are to receive certain types of aid! If you need help, make sure to download our free FAFSA Guide ebook, or head on over to FAFSAOnline for step by step instructions to this years form!

How Many Of Your Needs Are Actual Needs?

As I type this post, the show Doomsday Preppers is playing in the background of my hotel room. As far as I can tell, the show isn’t available yet in Canada, so let me fill you in on what you’re missing.

The program profiles families that are preparing for certain doomsday scenarios. One family is prepping for an economic catastrophe, one that will see hyperinflation render their savings useless. Another family is preparing for a significant natural disaster, like a super volcano.

Their preparation methods are all pretty standard. They’re all stockpiling food, water, firewood, and most importantly, bullets. Hey, you gotta be prepared for the worst, right? When t

Full Article

Bank Credit Card Debt Can Be Solved Through Settlement

Check out the FAFSA Help Guide eBook

  • Filing your FAFSA before taxes
  • Tax credit information
  • Determining a students dependency status
  • Defining a parent
  • Using IRS Data Retrieval

And much more!

Heres a brief excerpt from the guide:

Quick Tips

  • When the FAFSA refers to I, You, Your, etc. it is referring to the student!
  • Always double check even basic items, such as your address and ZIP code.
  • Nothing will kill a FAFSA faster than errors or omissions! Check everything!
  • Colors matter and each years FAFSA is different. Student-related items are in orange on the paper FAFSA, blue if you’re filing online; Items for the parent are in purple.
  • The FAFSA is free. Y

Full Article

57 Avoidable Tax Mistakes

Many of these tax mistakes are easily avoidable if you use Turbo Tax or H&R Block to prepare your taxes. I’ve personally used H&R Block for 12 years … this year will be my 13th. I’m planning to do my taxes this year with both sets of software, just to see if one works better for me. I’ll be sure to report my findings.

It’s easy to make a lot of these tax mistakes. We’re busy and our lives are taxing enough already (pardon the pun). When tax time rolls around, we can get in a big hurry to get it over with and in our rush, make a few mistakes. Here’s a list you can reference to make sure you don’t delay your refund or wind up paying penalties, interest, or fees.

1. Failing to repo

Full Article