Personal Finance and Money Management

The Indian economy is growing at a fast pace. It is officially the world’s second fastest growing economy. The Indian economy is likely to change a lot in the developing country.

Since the beginning of the economic reform in India in early 1990s, the country has gone through a lot of drastic changes. There have been lots of job creation in the country after the economic reforms. Young people are getting job opportunities like never before. New industries like information technology (IT) and business process outsourcing (BPO) have also offered more jobs for the educated youth. In fact now a days anyone with workable knowledge of computer and English speaking can find a job in India. A

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There are three types of people when it comes to credit card use. The first type abstains from any and all cards. The second type has so many cards their wallet is the size of a cinder block. The third type have a few credit cards, but sometimes wonder if they have too many or too few. So what is the “right” number of credit cards?

For starters, there is no right amount. How many credit cards you should have is related to your ability to manage debt and make payments. If you are a responsible card user, the amount of cards in your wallet is more or less irrelevant.

Second, the amount of credit cards you have will affect your credit score, but not necessarily in the way you think. The

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Personal Budgeting & Personal Finance Software

The iPhone has been an elusive beast for me. Back in 2005, before the iPhone was announced, I remember jokingly telling my friend that I would only ever buy a cellphone if they made an mp3 player that can make phone calls. This was, of course, in response to the super cool new “mp3 cell phones” that were able to play music as well as do basic phone service. Well, they made one. Of course I didn’t get the iPhone, not right away at least, and instead spent my time talking about how I wanted to stay off the grid, not always be available, and how cellphones give you cancer. My how times have changed. Now my wife and I both have cell phones, we don’t regret it, and I don’t think we’ll ever go back.

Buying an iPhone isn’t cheap. At $200 plus

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