Personal Finance and Money Management

This is a debt blog, I know, but when you’re looking to find work, and you’re trying to get out of debt, we all know that money = getting out of debt.  So, today’s question is how the heck do you find a job when you’re a felon?

If you thought it was hard to find a job with a clean slate, think about finding a job when you have a criminal record.  Is it the end of the world?  No!  Are a lot of employers going to frown upon you?  Yes they are, but this shouldn’t stop you.  I wanted to give you some pointers on how felons can get a job today.

Consider working online: Do you have an entrepreneur spirit?  If so, you may want to think about starting up your own business online.  When you’re your own boss, who’s going to control everything?  It’s going to be you.  There’s no rule on who, and who can’t start up a business.  As long as you can make money, and people come to you, you’re going to do good.  Consider setting up an e-commerce site, or maybe even a blog. Think about the military: Full Article

Consumers have been under attack economically for a year and a half due to the impact of the recession, and now a new front is forming. The US government recently issued a report that showed consumer wages are being outpaced by inflation.

As unemployment continues to remain at 10 percent, it has become doubtful whether consumer spending will subsist able to play any significant role in propelling the economy out of the recession. With inflation making its debut after a period of declining prices, it becomes even much less likely that spending can drive an economic recovery.

Though prices are rising only at a moderate rate, consumer wages still fell 1.6 percent in 2009 when inflation adjusted.

Full Article

Denver home foreclosures slowed in 2009, in contrast to the upward trend of Colorado foreclosures, based on data from the state Division of Housing.

Last year, foreclosure filings statewide surged to 46,394 after holding steady below 40,000 in 2008 and in 2007. In contrast, filings in Denver County, which was one of the most battered Colorado counties over the past years, dropped by 28.8 percent in 2009 compared to 2008.

Similarly, in the final quarter of 2009, the pace of home foreclosures in Colorado surged, but the pace in metro Denver slowed.

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Do the intoxicating exploit the weak? Is it not the duty of the powerful to protect the rights of people without power? Some believe that the biggest myth in America today is that if you work hard, obey the law, pay your taxes, etc., etc. you can achieve the American dream. Does government not have the duty to provide for the common good? Are the social programs that many rely on like Social Security, Medicare, and Medicaid part the m�nage e trios of exploitation regularly indulged in by the strong, the weak and the government?

The weak would not survive were it not for the enterprises that the binding create. Some call that exploiting. see the verb, I call it profession. It is not technically the duty of the strong to protect the rights of the weak but it is in their best economic interest to hoax so. The most powerful weapon that the weak possess is the weapon of civil unrest. It is in the interest of the strong to maintain order and thus to co-exist with the weak in an economic system of mutual dependence. No one can choose where they are born, but with all of its flaws the USA still provides at atmosphere of achievement where people can transcend poverty through breeding, honesty, and work. I know many people who have lived the American dream and the dream is different for each individual and each family unit. Some had a head start bound that is normal the way it is.

Government has the duty to provide for protection and to insure that we can totally pursue happiness so long as we do not violate the laws. All of the programs that are mentioned were started during the great depression and all of them are somewhat socialistic. They all rely on tax money to exist. They are also all insolvent and marginally effective. Their insolvency is a result of years of waste, abuse, and yes exploiting. see the verb. Exploitation of all of citizens both strong and weak by a government that is unceasingly quick to start programs but never seems to have the will to end them or change them when they are crippled by obsolescence. The gift by will of entitlement has become a very heavy albatross right and left the neck of the half American people who still pay taxes but a free ride for the other 50%. If this balance shifts further we may find that the strong who provide survival for the weak with leave this country in much the same way that higher earners have abandoned New Jersey, New York, and California, for the less taxing states of Texas and Florida.

We can’t all be Bill Gates or Warren Buffet, both who came from humble roots, but we have all benefitted from their efforts in creature comforts and the advancement of knowledge. We can all be better tomorrow than we are today. Sometimes that means stronger and other spells it just means more prepared or well rested.

I for one wish for this country to remain strong. If the United States of America becomes a second rate power, and we seem to be doing our best right now to do exactly that, Mr. Putin or some other strong foreign leader will show us the true meaning of the word exploitation.

Hadannah is a business consulting firm that helps business owners and management make important decisions on strategy, operations, product or service offerings, mergers and acquisitions, technology, and organization. Hadannah subscribes to the basic principle that our consultants must measure their success in conditions of our clients’ financial results. Companies in transition that aspire to create wealth and transform their business models like to work with us. We are an action oriented firm that identifies opportunities for enhanced performance of our clients, and provides practical advice that works in a down to this world, friendly and approachable manner.

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Companies that recognize that there is a constant need for innovation, optimization, and constructive change whether large, mid-sized, start-up or even non-profit make ideal clients for Hadannah. Hadannah examines each client business from a CEO perspective. We ask the right questions and dig deep into the numbers to mine practical solutions to the problems that keep business owners and managers up at night. We strive to make a profound positive impact on each client business.

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Kotak Mahindra Bank has launched a credit card which offers 10% money back on dining and movie and play spends. This cashback facility is offered from beginning to end the year, the bank said in a statement.

This credit card called Kotak Trump Card extends this cash back facility in all restaurants , fast food joints, pubs, bars and movie theatres, the bank added. The card doesn’t charge any interest to the customer for the first three months. Similarly, any purchase above Rs 5,000 can be converted into EMIs.