Personal Finance and Money Management

Budgeting

Teacher Man at My University Money presents Why I Automate My Finances, saying “Automating your finances will save you time and money, and it will also ensure your bills get paid the next time a postal strike comes around.”

Mike at Experiglot presents Diversify Everything You Can When it Comes to Money, saying “How to diversify your money.”

Philip Taylor at PT Money Personal Finance presents Pay Cash or Finance a Car?, saying “Looks at both the mathematical and emotional considerations when purchasing or financing a car.”

Career

Darwin’s Money at Darwin’s Money presents College Degrees that Leave You With Debt for Life, saying “Here are several cases of college degrees that have left students with debt for life. It’s critical to

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Weve all heard the news about the trouble state governments have had this fiscal year, and the proposed budget cuts to deal lower debts for next year. What you might not know is that your higher education could be on the chopping block, especially if you attend a public college where more of the costs this fall may be pushed to the students. As this fiscal yeares to an end, the budget needs to be finalized in each state and as a result of government cuts, many public colleges will lose large fractions of their funding.

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The Concept of Personal Debt Consolidation Loan is ‘to take one loan to pay off several loans running simultaneously’. In this case, the amount of one loan is normally sufficient to clear off all the other simultaneously running loans.

Personal Debt Consolidation Loan: The Use

In case of having several loans running simultaneously, the different loans may have different monthly payment dates, which keeps the borrower under pressure throughout the month. But in case of a debt consolidation loan, it becomes quite easy to pay one installment once a month. Next, the several individual loans become costly in terms of interest charged whereas a personal loan for debt consolidation comes at a lower interest rate. So,

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At the risk of beating a dead horse, I have a bit more info on the Quicken/Mac OS X Lion debacle… According to MacRumors, OS X Lion will allow you to run multiple copies of OS X in virtual machines on a single computer. This means that you should be able to update to Lion (10.7) but continue running Snow Leopard (10.6) or earlier using VMware Fusion or Parallels.

Translation: If you have (or are willing to buy/install) Fusion or Parallels, you can update to the newest version of OS X while still running an older version that supports Rosetta, and thus Quicken 2007.

This is a somewhat clunky workaround, but if you’re willing to run Windows in a virtual machine in order to keep using Quicken, then you’re probably willing to run a second version of Mac OS X in the same fashion.

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