Personal Finance and Money Management

It’s been awhile since I’ve posted a big list of credit card bonuses in one place, so… Here’s a list of five cards that will get you $1600 (or more) in signup bonuses. In all but one case, there’s either no annual fee, or the fee is waived for the first year.

Yes, there are spending requirements, so you’ll have to plan ahead, but… There’s a ton of cash on the table if you’re willing to jump through some hoops.

Ready? Here we go…

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Sometimes things cost more than you expected. Sometimes, you know that things are going to cost more, you’re just not sure where and how it is going to hit you. We moved over this last weekend, and we ran across a couple of unexpected moving expenses. Thankfully, they were only unexpected in the sense that I wasn’t sure where, exactly, the extra cost would come from, but I had budgeted a couple hundred dollars extra for the many costs of moving “just in case”. Well, here is where we got dinged this time around.

The Rental Truck

The last time that I moved, I went with a uHaul truck. I was quite happy with their service at this particular branch, so I wasn’t too afraid to try it again. Classic u

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Refinancing is usually done to capitalize on lower interest rates. Lower interest rates translate into lower mortgage loan rates and by refinancing at the time when prevailing interest rates are lower, you can substantially lower your monthly payments. Refinancing loans offer an excellent opportunity to pay off existing debts and reduce periodic payment obligations. You may even liquidate equity that has accumulated in real property over the period of tenure by refinancing.

Extending the tenure of a refinancing loan is another effective way of lowering monthly payments. This is a widely accepted tactic of saving, and using the saved amount to pay off the principal of the loan.

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You drive by the Salvation Army store every day, but you probably never stop in. Maybe you shop at Goodwill for some old clothes for a Halloween costume, but wouldn’t think of going there for anything else. Well, maybe it’s time to change your shopping habits and make thrift stores part of your routine. With today’s economy crawling out of its slump, shopping for the amazing deals on used goods simply makes sense.

According to the Association of Resale Professionals, there are more than 30,000 resale shops in the United States, and the industry is growing about 7% each year. Goodw

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