Personal Finance and Money Management

Citibank finally “got the memo”—credit card users hate fees!

In response they’ve given us the Citi Simplicity card, which is definitely the best credit card on the market right now if you have a severe aversion to fees and like to keep your finances simple.

Here are my top 4 things to love about the Citi Simplicity card:

No annual fee. No late payment fee. No over-the-limit fee. Are you getting the picture?

After reading the fine print, it looks as though the only fees Citi hasn’t ditched yet are a 3% balance transfer fee, 5% cash advance fee, and a $35 returned payment fee.

0% interest on purchases and balance transfers for 21 months places the Simplicity card among the top tier of 0% interest credit card offers.  If you’v

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Best Price $0.99

If your new to stock market investing and want to learn the basics of stocks, how to buy stocks, and invest for profits this book is for you.

If your new to stock market investing and want to learn the basics of stocks, how to buy stocks, and invest for profits this book is for you.

Review:

I new very little about investing in stocks before reading this book. I learned about different stock index’s, what the stock index’s represent, the different types of stocks and how they react and move based on the numbers,etc.

I especially liked the section on how to read individual stock stats and understand what it means. It

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Speaking events are not umon on college campuses, and some of the greatest minds in the world are often invited to share their wisdom at campus events. In early 2011, however, Rutgers University made the news for their speaker choice of Nicole Snooki Polizzi, cast member of the Jersey Shore. Her speech, which included the sentiment study hard, but party harder, was ill-received by many, and the school received a lot of backlash and media attention for the decision.

The largest issue with this choice was not so much the message, but the cost.

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Weve all heard the news about the trouble state governments have had this fiscal year, and the proposed budget cuts to deal lower debts for next year. What you might not know is that your higher education could be on the chopping block, especially if you attend a public college where more of the costs this fall may be pushed to the students. As this fiscal yeares to an end, the budget needs to be finalized in each state and as a result of government cuts, many public colleges will lose large fractions of their funding.

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