Prepaid credit cards resolve many problems...

Many people who travel abroad for their holidays are invited to grab a prepaid credit card with them to manage their holiday spending. There are many benefits of prepaid credit cards when traveling. The most important advantage is safety. There is no need for vacationers to carry money on him. Unfortunately, it might be the [...]

You can find a great credit card for your specific purposes...

The use of credit cards has become a lifestyle for many people. Buy has never been more convenient than a simple slide of the card and a signature. For as long as you’re careful in your purchases and religious in your monthly payments, then using credit cards is a more efficient and convenient shopping. Consumers [...]

A lot of useful tips about credit cards using...

Only you decide if credit card are a blessing to your finances and a salvation for your lifestyle. However, you need to be attentive because if it is not handled with care it can become a liability, especially if you find it so convenient and easy to use, you lose control of your expenses. This [...]

How to survive in modern wild world of credit cards...

Do you mention sometimes, that the market of credit cards looks like tropic jungle? This allegory learn us how to deal with credit cards. We know what to expect, but we look around as unfortunate victims until it happens. Then we complain that we knew what to expect and should have done something to prevent [...]

How to Run Quicken 2007 After Upgrading to Mac OS X 10.7 (Lion)

July 7th, 2011 Amber Cook No Comments »

At the risk of beating a dead horse, I have a bit more info on the Quicken/Mac OS X Lion debacle… According to MacRumors, OS X Lion will allow you to run multiple copies of OS X in virtual machines on a single computer. This means that you should be able to update to Lion (10.7) but continue running Snow Leopard (10.6) or earlier using VMware Fusion or Parallels.

Translation: If you have (or are willing to buy/install) Fusion or Parallels, you can update to the newest version of OS X while still running an older version that supports Rosetta, and thus Quicken 2007.

This is a somewhat clunky workaround, but if you’re willing to run Windows in a virtual machine in order to keep using Quicken, then you’re probably willing to run a second version of Mac OS X in the same fashion.

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Tags: Lion, Mac Os, Mac Os X, Os X

Ethics and Investing

July 7th, 2011 Amber Cook No Comments »

I’m sure most of you guys have heard of a bottled drink called Fanta. For those of you unaware, it’s available around the world in various flavors, usually fruit based (orange, grape, strawberry, etc.) It’s bottled by Coca-Cola on a local level, hence why certain areas have flavors that others don’t. What’s much more interesting is the story about how Fanta was introduced.

Back in 1941 in Nazi Germany, the local Coca-Cola bottler was in a pickle. They wanted to sell Coke, but couldn’t import the syrup because of that pesky World War that was going on. When a local bottler signed their distribution contract with the main company, there was one main stipulation- that the Coca-Cola syrup be purchased directly from the company. The head of

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Managing Student Loan Debt

July 6th, 2011 Sara Turner No Comments »

Consolidating student loan debt is the best way for a person to manage their money and debt right out of school. Typically a person will have a large amount of debt collected through college. This might include car debt, credit card debt, and student loans. In order to keep track of it all and to make timely payments, the student should consider consolidating student loan debt to minimize the amount of worry each month. By getting a student loan consolidation, students can take advantage of the lower interest rates on their student loans. Consolidating student loan debt is the best way for a student to learn about money management in the “real world.”When a student chooses to consolidate student loan debt, they are basically combining all of their student loans into one. The Full Article

Tags: Debt, Loan Debt, Student Loan, Student Loan Debt

Save Money with a Summer Staycation

July 6th, 2011 Ryan Parker No Comments »

So you’ve seen the sun, the surf, the sand, and you’re ready for a vacation that doesn’t give you bathing suit anxiety or an empty bank account. You’re not alone.

Conventional vacations can be costly, stressful and leave you feeling like you’ve been through a triathlon rather than tranquility. Many wise travelers have opted for “stay at home vacations”, or staycations, to avoid the expensive hassle and enjoy their immediate environment more than ever before.

How do You Savor a Staycation?

When’s the last time you curled up under the covers while nibbling on a croissant? You haven’t? I knew it. There’s nothing better than being still and getting cozy.

Sleep in. Eat breakfast in bed. Cultivate calm.

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The Cost of Living in a Paid-Off House

July 3rd, 2011 Amber Cook No Comments »

About a year and a half ago, we paid off our mortgage. The issue of whether you should pay off your mortgage early or invest has always been a hot topic in financial circles, but I can tell you this much:

We haven’t regretted our decision to pay off our mortgage. Not even once.

Of course, just because we’ve paid off our mortgage doesn’t mean that we’re living for free. We still face a number of expenses, including property taxes, routine maintenance, homeowners insurance, etc. So just how much do these things really cost?

Let’s start with property taxes. Property taxes vary widely based on location, but around here they average about 1% of a home’s assessed value per year. Unfortunately, the only real way to combat this bill – aside from moving to a less expensive home – is to appeal your assessment. The good news i

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Why Does Everybody Hate Dollar Coins?

June 30th, 2011 Amber Cook No Comments »

According to a recent report from NPR, the Federal Reserve has $1B worth of dollar coins just sitting around. The production of these coins stems from a 2005 Congressional mandate to produce a new series of coins honoring past Presidents. Unfortunately, the general public doesn’t seem to like them and very few people are using them.

The argument in favor of these coins is that they’re more cost-effective than paper bills. These coins have an estimated life in circulation of 30 years vs. 4 years for a paper bill. Moreover, according to the General Accountability Office, the net benefit of switching from paper to coins would be on the order of $5.5B over 30 years – not too shabby, huh?

While this sounds like a significant savings, it could more properly be described as a “profit.” The reason for this is that it only costs $0.30 to make a coin that has a $1.00 face value. To be fai

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Tags: Coins, Dollar Coins

Options For Halloween Costumes That Cost Less

June 29th, 2011 Amber Cook No Comments »

Modern Halloween costumes are fancy and in many cases, gorgeous. The downside to this is that they are also expensive. The only other options seem to be so poorly made and ill-fitting that no one wants to wear them. However, making some or all of your own costume can be an easy way to avoid bad costumes and huge price tags.

Getting together a sketch or photograph of the costume you want to imitate is the first thing you need to do. For dressing up as an object or animal, you’ll also need to consider what to make your costume out of. Depending on the weather, your personal preferences, and more, a perfectly satisfactory dog costume can be made out of fake fur, a sweat suit, or even a leotard and tights. O

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Tags: Cost, Halloween Costumes

Private Student Loans Available with No Origination Fees

June 28th, 2011 Kathryn Evans No Comments »

We realize that covering all of your expenses can be a challenge, especially when government loans and financial aid just arent enough. Private student loans can help you find the money you need to finance your education. Private student loans also offer a variety of borrower incentives. These can include co-signer release, graduation rewards, APR reductions and more depending on the lender.

Speaking of which, we are pleased to inform you that one of the major private loan lenders represented by the Student Loan Network, PNC Bank, announced earlier this year that PNC Solution Loans are now available with no origination fees. Borrowers can also take advantage of a 0.50% interest rate reduction for use of automatic payments.

These are among the latest enhancements by PNC to products and services specially designed to simplify the process of paying for higher education.

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Tags: Loans, Private Student, Private Student Loans, Student Loans
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