Learn how you can get more done, feel less stressed and work smarter! Top performers know that the key to happiness and productivity is a balanced lifestyle. In this program I’ll teach you how to make sure your work stays at the office and that your family relationships are better than ever. Achieving Work-Life Balance is a key to achieving a happy and fulfilling life!
Posted by Mallory Megan June 21, 2010
Debt can be a tiring problem that weighs you down and affects your personal life greatly. But what if you have tapped into all of your resources and still can not free up enough money to start repaying your debts in a major way? You still have alternative. Maybe it is time to think about the big things in your life- private schools, your house, and your cars. Are these things truly a necessity? Another option you have is to go through your house and your things and see if there is anything of value to sell. Y
I don’t consider myself an especially “green” person. Sure, I turn off the lights when I leave a room and I don’t throw trash on the sidewalk.
I am also a huge fan of going paperless when it comes to my banking. This is not to because I care about Mother Earth one way or the other, but because the benefits of going paperless are pretty far-reaching:
Avoid late fees – Going paperless and doing all of your banking online is a very responsible and easy way to avoid making a late payment and dealing with the ensuing charges. There are few things more harrowing than being just a couple of days shy of a payment due date and having to rely on snail mail to get your bill sent in on time.
Further, many credit card companies add a specific time to their due dates. In other
Dear Creditnet: I recently lost my job and won’t be able to make next month’s credit card payment. So I called the credit card company to discuss my options. Less than a week later, they closed my account without even notifying me.
I was told by a customer service agent that it didn’t matter whether I closed the account or they did because it affects my credit the same. Is this true?
Also, is there a way to get this off my credit report now? Or should I just wait for it to go to collections and then negeotiate a “pay for delete”?
Answer: As you’ve unfortunately experienced, credit card issuers can still close accounts whenever their little hearts desire. If you’re n