Filed Under (Credit Cards) by Ryan Parker on 24-06-2010
Credit card companies are increasingly competing with debit card use because so many Britons are wary of interest rates, an expert has claimed.
Peter Harrison, head of credit cards at comparison service Moneysupermarket.com, revealed that about 60 per cent of consumers pay off their credit card balance off in full every month.
“They want to know how they can entice them to use credit cards instead of debit,” he said. Full Article
Filed Under (Financial News) by Amber Cook on 20-06-2010
Despite my revelation on Friday that we’re getting an AmEx Delta SkyMiles card, I have to admit that I’m not a huge fan of travel-based rewards. This goes for both airline and hotel rewards programs. There are several reasons for this…
Redemption difficulties
First and foremost, it’s often difficult to redeem your rewards even if you’ve saved up a ton of points or miles. In fact, most programs have blackout dates during which you’re not allowed to book flights or rooms.
Beyond this, hotels and airlines both commonly have very restrictive capacity controls, meaning that you have to book very early (often six months or more in advance) in order to find availability.
Free isn’t free
Another problem is that your “free” rewards often aren’t free. While most hotel re
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Filed Under (Credit Cards) by Ryan Parker on 20-06-2010
The Orchard Bank Mastercard is a good credit card for consumers who are looking to establish credit and rebuild credit. First year annual fees are waived, a savings of $35, and the first year APR can be as low as 7.09%.
In order to become a Orchard Bank card holder member simply apply, and if approved, submit a $200 minimum deposit. You will be able to enjoy the following benefits with this card:
- Easy access to account management
- Conveniently accepted at thousands of locations
- Free online bill pay
- Alert service-notifies you when you have an upcoming payment
- Fraud protection
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