Personal Finance and Money Management

Personal loans can be broadly categorised into secured and unsecured loans. While unsecured loans are, unanimously, the most popular loan in the market today, secured loans are fast gaining credence.

Secured personal loans are those loans that require a collateral to be furnished from the borrower’s side in order for the loan to be dispensed. Unsecured personal loans are given out without the presence of a collateral. Of course, there are subtle variances between the loans. With both these personal loan types, the borrower can use the money any way he chooses to. Generally, these funds cater to needs like purchasing a car, buying or renovating a home, going for a vacation etc. <

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Summer is not all sand and surf for college students. Many have to find an apartment for the fall. Others are looking to buy a new car. Some might be looking to take out a private student loan for college. For each of those expenses, you will need a good credit score.

That is why you have to check in on your credit score from time to time, and research ways to improve it if it is below par.

That may sound daunting, but you can easily research improving your credit score in one easy place. Visit Student Platinum’s credit score improvement page today. Find out your credit score, and which credit card is right for you. I

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I don’t know about you guys, but we’re headed out of town for a glorious week of relaxation. In fact, by the time you read this, we’ll have nearly reached our destination.

As we do nearly every summer, we’re traveling by car, and we’ll wind up covering close to 3,000 miles by the time we get back home. With that as a backdrop, I thought it would be fun to run another poll.

Will you be traveling this summer? If so, will you be driving? How far will you be going? Please we

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By NIRVI SHAHnshah@MiamiHerald.com

Taxpayers may be able to write off cash donations made to relief efforts in Haiti on their 2009 income tax returns.The U.S. House unanimously passed a bill Wednesday that would make donations made after Jan. 11 and before March 1 deductible for 2009.

The goal is to encourage donations beyond the $275 million already given, according to estimates by The Chronicle of Philanthropy.

The Senate is expected to pass the bill as well. Without a change, donations made this year couldn’t be deducted from income taxes until taxpayers file 2010 returns. I

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