Personal Finance and Money Management

Cardratings.com recently conducted a survey to determine how many students carry student loan debt on their credit cards and discovered that a much lower number than expected actually do.

According to the survey, a total of 36 percent carry some or all student loan debt on their cards. While this number may seem big, the company determined that the 64 percent that don’t is very encouraging.

One of the numbers in the study that was a bit more discouraging, however, was that 17 percent of consumers carry $10,000 or more in student loan debt on their cards. The hope is that these numbers are able to reduce in time (PR Web).

Finding the time to get a graduate degree is not easy. Whether you are balancing a family, a full-time job, or both, some prospective grad students are forced to only take one or two classes per semester to accommodate their schedule.

Securing financial aid can be very difficult as well. If you are a less than half-time student, you are ineligible to receive federal financial aid.

But there are options.  You can visit our private student loan comparison tool to get an overview of lender criteria.

Finally, you can consider an online degree. Online degrees are generally more flexible with course offerings. Vi

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While most lawmakers have been in support of regulations likecredit card reform that protect consumers,some states have become unlikely allies to banks when it comes to the idea of raising credit card fees.

Treasurers from at least eight stateswant to sendletters to lawmakers over concerns that proposed limits on the fees that card issuers charge businesses for processing purchases could endanger state programs that use prepaid cards pay out benefits like unemployment insurance. The senate passed an amendment to financial regulation recently asking for the limit to help avoid fees from being passed to consumers. (Washington Post)

Are you looking for some inside information on income tax refund? Here’s an up-to-date report from income tax refund experts who should know.

Those are the words that every taxpayer would love to hear, yes, you’re receiving an income tax refund. For many individual taxpayers those refunds can be obtained through Earned Income credit, a real refund of overpayment of tax, or through an overpayment from previous years. Once you determine you’re receiving a refund, there are several options for actually putting that money in the taxpayer’s hands. Standar

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