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	<title>Personal Finance and Money Management</title>
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	<link>http://creditcardsmaster.info</link>
	<description>Debt Consolidation, PayDay Loans, Mortgages and Foreclosures, Credit Cards</description>
	<lastBuildDate>Fri, 18 May 2012 10:11:22 +0000</lastBuildDate>
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		<title>Credit card consolidation: Will it solve your financial woes?</title>
		<link>http://creditcardsmaster.info/foreclosures/credit-card-consolidation-will-it-solve-your-financial-woes</link>
		<comments>http://creditcardsmaster.info/foreclosures/credit-card-consolidation-will-it-solve-your-financial-woes#comments</comments>
		<pubDate>Fri, 18 May 2012 10:11:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Credit Card Consolidation]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/?p=1265</guid>
		<description><![CDATA[The credit card companies are always eager to lend you money. The people fall prey to their marketing tricks and end up owning multiple high interest credit cards. The amount to be repaid becomes unmanageable and they fall back on their payments. This makes the matter worse since the high interest rate dues keep piling [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Skipping class costs how much!?</title>
		<link>http://creditcardsmaster.info/loans/skipping-class-costs-how-much</link>
		<comments>http://creditcardsmaster.info/loans/skipping-class-costs-how-much#comments</comments>
		<pubDate>Mon, 14 May 2012 07:13:59 +0000</pubDate>
		<dc:creator>Kathryn Evans</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Class]]></category>
		<category><![CDATA[Class Costs]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/loans/skipping-class-costs-how-much</guid>
		<description><![CDATA[According to the recent infographic from StudentScholarshipSearch, skipping just one class is a waste of $20 if you attend a public college, or $50 if youre at a private school. This may seem like its not a big deal, but wasted money can add up fast! If youre paying for college with loans, youll be [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Credit Card Sign-Up Bonuses for Summer Travel</title>
		<link>http://creditcardsmaster.info/credit-cards/best-credit-card-sign-up-bonuses-for-summer-travel</link>
		<comments>http://creditcardsmaster.info/credit-cards/best-credit-card-sign-up-bonuses-for-summer-travel#comments</comments>
		<pubDate>Mon, 14 May 2012 05:52:02 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Summer]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/best-credit-card-sign-up-bonuses-for-summer-travel</guid>
		<description><![CDATA[One of the best ways to make this year’s summer vacation easier on the bank account is to take advantage of some lucrative credit card sign-up bonuses. By simply signing up for a new credit card and meeting a reasonable spending threshold within the first few months, consumers with good credit scores could rack up [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/credit-cards/best-credit-card-sign-up-bonuses-for-summer-travel/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement 101: Traditional IRAs vs. Roth IRAs</title>
		<link>http://creditcardsmaster.info/latest-financial-news/retirement-101-traditional-iras-vs-roth-iras</link>
		<comments>http://creditcardsmaster.info/latest-financial-news/retirement-101-traditional-iras-vs-roth-iras#comments</comments>
		<pubDate>Sun, 13 May 2012 03:31:23 +0000</pubDate>
		<dc:creator>Amber Cook</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Iras]]></category>
		<category><![CDATA[Roth Iras]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/latest-financial-news/retirement-101-traditional-iras-vs-roth-iras</guid>
		<description><![CDATA[Though Roth IRAs permit tax-free growth and withdrawals, they’re not necessarily the best choice for everyone. To help decide between any tax-deductible and tax-deferred plan, such as a Traditional IRA and its tax-free Roth version, consider your current tax bracket and your expected tax bracket at the time you plan to withdraw the funds: If [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should you borrow from your 401k to pay tuition?</title>
		<link>http://creditcardsmaster.info/loans/should-you-borrow-from-your-401k-to-pay-tuition</link>
		<comments>http://creditcardsmaster.info/loans/should-you-borrow-from-your-401k-to-pay-tuition#comments</comments>
		<pubDate>Mon, 07 May 2012 08:13:52 +0000</pubDate>
		<dc:creator>Kathryn Evans</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/loans/should-you-borrow-from-your-401k-to-pay-tuition</guid>
		<description><![CDATA[Most financial advisers will suggest keeping your retirement funds for retirement, though sometimes they can be used if youre in a pinch. If youre seriously considering if this is the right move for you, keep in mind the the pros and cons of tapping your retirement fund: Convenient/quick way to get the funds you need [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Best Payment Options for Travelers</title>
		<link>http://creditcardsmaster.info/credit-cards/the-best-payment-options-for-travelers</link>
		<comments>http://creditcardsmaster.info/credit-cards/the-best-payment-options-for-travelers#comments</comments>
		<pubDate>Fri, 04 May 2012 14:14:31 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/the-best-payment-options-for-travelers</guid>
		<description><![CDATA[Anyone who travels regularly knows the amount of time that goes into preparing a successful trip – setting up the itinerary, making travel arrangements, researching things to do, etc. But if financial matters are neglected, trouble could arise when youre the least prepared to handle it. Emergencies or unexpected contingencies can happen to anyone. But by planning for the most common financial emergencies, youll [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Anyone Really Deny The Real Estate Bubble Any Longer?</title>
		<link>http://creditcardsmaster.info/latest-financial-news/can-anyone-really-deny-the-real-estate-bubble-any-longer</link>
		<comments>http://creditcardsmaster.info/latest-financial-news/can-anyone-really-deny-the-real-estate-bubble-any-longer#comments</comments>
		<pubDate>Sat, 14 Apr 2012 23:39:18 +0000</pubDate>
		<dc:creator>Amber Cook</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Bubble]]></category>
		<category><![CDATA[Bubble Longer]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/latest-financial-news/can-anyone-really-deny-the-real-estate-bubble-any-longer</guid>
		<description><![CDATA[Pin It Ok, I know I am not exactly breaking any news here, but if there are still people out there that believe Canada’s metropolitan centres are not in the middle of a large housing bubble, then I wish to tell them I have joined the ranks believers.  I should first qualify my statement a [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/latest-financial-news/can-anyone-really-deny-the-real-estate-bubble-any-longer/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Citi® Platinum Select® Card Review: Staying True to its Roots</title>
		<link>http://creditcardsmaster.info/credit-cards/citi-platinum-select-card-review-staying-true-to-its-roots</link>
		<comments>http://creditcardsmaster.info/credit-cards/citi-platinum-select-card-review-staying-true-to-its-roots#comments</comments>
		<pubDate>Fri, 13 Apr 2012 02:14:47 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Roots]]></category>
		<category><![CDATA[Staying True]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/citi-platinum-select-card-review-staying-true-to-its-roots</guid>
		<description><![CDATA[While a lot of great credit card offers seem to be getting watered down or pulled from the market altogether these days, it’s nice to see at least one card offer staying true to its roots. The Citi® Platinum Select® Card has always been known for one thing in the credit card industry—an awesome 0% [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/credit-cards/citi-platinum-select-card-review-staying-true-to-its-roots/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Justify Buying a Private Jet</title>
		<link>http://creditcardsmaster.info/latest-financial-news/how-to-justify-buying-a-private-jet</link>
		<comments>http://creditcardsmaster.info/latest-financial-news/how-to-justify-buying-a-private-jet#comments</comments>
		<pubDate>Sat, 31 Mar 2012 11:59:44 +0000</pubDate>
		<dc:creator>Amber Cook</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Jet]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/latest-financial-news/how-to-justify-buying-a-private-jet</guid>
		<description><![CDATA[Having a Citation V Twin Jet is awesome. It’s also really cool to own a Gulfstream G550 or a Dassault Falcon 7X. But owning a private luxury jet is one thing, maintaining and running one is an entirely different matter. While a relative few people actually own these super expensive aluminum tubes with turbofan engines [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/latest-financial-news/how-to-justify-buying-a-private-jet/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 Things You Should Know About Credit Card Insurance</title>
		<link>http://creditcardsmaster.info/credit-cards/6-things-you-should-know-about-credit-card-insurance</link>
		<comments>http://creditcardsmaster.info/credit-cards/6-things-you-should-know-about-credit-card-insurance#comments</comments>
		<pubDate>Fri, 30 Mar 2012 06:03:56 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Card Insurance]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Insurance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/6-things-you-should-know-about-credit-card-insurance</guid>
		<description><![CDATA[You’ve probably already received enrollment packets or requests to add credit card insurance to your services from your credit card issuer. But is insurance really necessary? Many credit card issuers now offer some type of insurance coverage that promise to help you out financially in the event you can’t make your minimum payments or even [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/credit-cards/6-things-you-should-know-about-credit-card-insurance/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>American Express Prepaid Debit Card Now Allows Direct Deposit</title>
		<link>http://creditcardsmaster.info/credit-cards/american-express-prepaid-debit-card-now-allows-direct-deposit</link>
		<comments>http://creditcardsmaster.info/credit-cards/american-express-prepaid-debit-card-now-allows-direct-deposit#comments</comments>
		<pubDate>Sun, 25 Mar 2012 15:43:56 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Prepaid Debit]]></category>
		<category><![CDATA[Prepaid Debit Card]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/american-express-prepaid-debit-card-now-allows-direct-deposit</guid>
		<description><![CDATA[The American Express Prepaid Card hit the market in 2011 and garnered a great deal of attention since it had a very low fee structure compared to competing prepaid debit cards. Unfortunately, the card offer was quickly criticized by a lot of consumers as well because it lacked a key component— the ability to direct [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/credit-cards/american-express-prepaid-debit-card-now-allows-direct-deposit/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding The No Cost home loans</title>
		<link>http://creditcardsmaster.info/latest-financial-news/understanding-the-no-cost-home-loans</link>
		<comments>http://creditcardsmaster.info/latest-financial-news/understanding-the-no-cost-home-loans#comments</comments>
		<pubDate>Fri, 23 Mar 2012 19:11:18 +0000</pubDate>
		<dc:creator>Amber Cook</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[No Cost]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/latest-financial-news/understanding-the-no-cost-home-loans</guid>
		<description><![CDATA[Usually the no cost loans are the one causing you pay double. The total cost in the long run is higher than the borrowers would have imagined before going for a no cost loan. This is because of the high interest rate attached with the loan when paying back. Interest rate in no cost loan [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/latest-financial-news/understanding-the-no-cost-home-loans/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mandatory Billing Data May Hurt Consumers</title>
		<link>http://creditcardsmaster.info/credit-cards/mandatory-billing-data-may-hurt-consumers</link>
		<comments>http://creditcardsmaster.info/credit-cards/mandatory-billing-data-may-hurt-consumers#comments</comments>
		<pubDate>Sat, 17 Mar 2012 16:09:56 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Consumers]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/mandatory-billing-data-may-hurt-consumers</guid>
		<description><![CDATA[When the Credit Card Accountability, Responsibility, and Disclosure Act (CARD Act) took effect in February of 2010, many assumed that consumers would benefit from the proposed changes. Congress concluded that certain practices in the credit card industry were not fair or transparent enough and caused consumers unexpected financial hardship. While consumer advocates applauded the changes, according to a recent American Marketing [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/credit-cards/mandatory-billing-data-may-hurt-consumers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get a $10 Amazon Gift Card for Just $5</title>
		<link>http://creditcardsmaster.info/latest-financial-news/get-a-10-amazon-gift-card-for-just-5</link>
		<comments>http://creditcardsmaster.info/latest-financial-news/get-a-10-amazon-gift-card-for-just-5#comments</comments>
		<pubDate>Fri, 16 Mar 2012 22:56:55 +0000</pubDate>
		<dc:creator>Amber Cook</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Amazon Gift]]></category>
		<category><![CDATA[Amazon Gift Card]]></category>
		<category><![CDATA[Gift Card]]></category>
		<category><![CDATA[Just]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/latest-financial-news/get-a-10-amazon-gift-card-for-just-5</guid>
		<description><![CDATA[Here’s a quick little deal for those of you that shop at Amazon… AmazonLocal is offering a $10 Amazon gift card for just $5. You can access this deal by clicking this link. There’s a limit of one per household. Note: This offer expires at 3AM Eastern on Wednesday morning, so if you’re reading this [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/latest-financial-news/get-a-10-amazon-gift-card-for-just-5/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 9 Credit Card Mistakes to Avoid in 2012</title>
		<link>http://creditcardsmaster.info/credit-cards/top-9-credit-card-mistakes-to-avoid-in-2012</link>
		<comments>http://creditcardsmaster.info/credit-cards/top-9-credit-card-mistakes-to-avoid-in-2012#comments</comments>
		<pubDate>Mon, 12 Mar 2012 13:59:05 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/top-9-credit-card-mistakes-to-avoid-in-2012</guid>
		<description><![CDATA[We all know that there are pitfalls in the world of plastic. But really…who doesn’t have a credit card these days? For some, this purchasing ritual presents only a means to an end. For others, it is a means to debt and disaster. Here are a few credit card mistakes to avoid this year so [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/credit-cards/top-9-credit-card-mistakes-to-avoid-in-2012/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid these top scholarship mistakes!</title>
		<link>http://creditcardsmaster.info/loans/avoid-these-top-scholarship-mistakes</link>
		<comments>http://creditcardsmaster.info/loans/avoid-these-top-scholarship-mistakes#comments</comments>
		<pubDate>Sat, 10 Mar 2012 22:43:42 +0000</pubDate>
		<dc:creator>Kathryn Evans</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/loans/avoid-these-top-scholarship-mistakes</guid>
		<description><![CDATA[While you may not win all of the scholarships you apply for, hopefully the tips from this infographic will get you on your way! And remember, apply apply apply!]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/loans/avoid-these-top-scholarship-mistakes/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why I’m Okay With Most People Getting A Tax Refund</title>
		<link>http://creditcardsmaster.info/latest-financial-news/why-im-okay-with-most-people-getting-a-tax-refund</link>
		<comments>http://creditcardsmaster.info/latest-financial-news/why-im-okay-with-most-people-getting-a-tax-refund#comments</comments>
		<pubDate>Sat, 10 Mar 2012 04:44:52 +0000</pubDate>
		<dc:creator>Amber Cook</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[I’m]]></category>
		<category><![CDATA[I’m Okay]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/latest-financial-news/why-im-okay-with-most-people-getting-a-tax-refund</guid>
		<description><![CDATA[Pin It It’s that time of year again. No, I’m not talking about spring, even though it’s just around the corner. And I’m not talking about the beginning of the baseball season either, even though I am unreasonably excited about that. Instead, I’m talking about tax season. I haven’t completed my return yet, but I [...]]]></description>
		<wfw:commentRss>http://creditcardsmaster.info/latest-financial-news/why-im-okay-with-most-people-getting-a-tax-refund/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United Mileage Plus Explorer Card Review</title>
		<link>http://creditcardsmaster.info/credit-cards/united-mileage-plus-explorer-card-review</link>
		<comments>http://creditcardsmaster.info/credit-cards/united-mileage-plus-explorer-card-review#comments</comments>
		<pubDate>Thu, 08 Mar 2012 09:05:40 +0000</pubDate>
		<dc:creator>Ryan Parker</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[United]]></category>
		<category><![CDATA[United Mileage]]></category>

		<guid isPermaLink="false">http://creditcardsmaster.info/credit-cards/united-mileage-plus-explorer-card-review</guid>
		<description><![CDATA[United and Continental merged both their reservation systems and websites over the weekend, which was essentially the last big step in their transition towards operating as one airline. As you might expect, there have been reports of some minor system glitches and delayed flights across the country today, but it appears that the transition has [...]]]></description>
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		<slash:comments>0</slash:comments>
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