Archive for the ‘Financial News’ Category

New Ways to Earn Extra Money

A while back I wrote an article entitled 26 Ways to Make Extra Money and Keeping Your Day Job. It quickly zoomed to the top of the search engines and I’ve gotten a TON of positive feedback from that post. It seems that people around the world are clamoring for ways to make more money to better their lives and the lives of their families. But there are far more ways to make additional cash than the 26 I listed. In reality, the freedoms we enjoy make the options for making extra money limited only by your willingness and creativity.

When I wrote the original 26 Ways to Make Extra Money, most of the options I listed involved generally involved YOU doing the work alone and in a single task, and though there are still a few of those options listed here, I wanted my new list of money making ideas to focus more on ways to multiply your efforts. L

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Business Loan Interest Rates

Loans are provided to business owners of all sorts. These Commercial Loans have different rates according to the nature of the business. A small business loan shall have lower rates and a larger business loan shall have higher rates. Some factors that affect the rates of any Commercial Loan include the repayment of loan, the profits from the business and the amount of loan itself. Any business shall be provided with money only after certain enquiry and a formal procedure. Most Commercial Loan lenders provide with competitive rates of loans.

Commercial Loans –Interest Rates

Due to increased competition, many Commercial Loan lending companies come up with many packages. For an average Commercial Loan, two situations can be considered. E

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Holiday Shopping Without Breaking the Bank

It’s Black Friday. Have you been braving the crowds in hopes of saving a few bucks? Or did you stay home (or go to work) instead? Either way, I wanted to share some tips for getting through the holiday shopping season without emptying your savings account or running up a huge credit card bill.

  • Make a list and check it twice. For starters, you need to sit down and create a list of all the people that you’ll be shopping for this year. That way there won’t be any nasty surprises when you’ve spent your budget and then realize your forgot crazy Uncle Bob.
  • Set a budget. Next, you’ll need to come up with a budget. I recommend setting a firm overall budget along with a target amount for each recipient. Remember…

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How To Screw The Power Company

As an admittedly cheap bastard frugal guy, I cringe at opening my bills each month. Sure, I like having things like running water and heat, I just don’t like paying for them. Even though utilities are incredibly cheap, I still don’t like paying. Imagine all the money I’d have if I didn’t have to pay utilities. I could spend it on all sorts of other extravagances- like potato chips. Have I ever mentioned how awesome chips are? Oh, only every minute? Never mind then.

We’ve established my hatred of paying for utilities. How can you avoid paying for them? Well, beyond illegally squatting in your neighbour’s basement, there’s no way to get free utilities. But what about minimizing them?

Enter Solar Power

One of the ways that’s become popular is buying a solar power system for your home. Especially if you

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What Makes Forex Courses Worth Taking

When it comes to trading markets, there are really no markets that have the appeal of the Forex market or the currency trading market. It is really no mystery why this market is so popular. It is open for anyone to trade thanks to mini and micro accounts. In addition, with leveraged trading and being able to trade up to 200 times the amount you have in a Forex account, this market is wide open for people looking to earn money and do so in a very expedient way. But if you have little to no Forex experience, you might want to consider taking some Forex Courses to help prepare you for the currency market. Here are a few things you should consider.

There are plenty of Forex Courses out their to take, but you need to choose wisely.

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Use an Automatic Filter to Screen Your Investments

Have you used an investment screener? Stock, exchange traded fund, options, covered call, and mutual fund screeners are designed to allow you to determine the unique criteria that match your investment standards and interests. They then search for investment opportunities that fit your personal strategy and leave everything else out. Most online brokers and financial data sites and have screeners to help you filter out the investments that don’t meet your pre-defined criteria or they will only show certain investments that DO meet certain criteria. They’re extremely useful … if you know what you’re looking for. And as I

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Home Equity Loan Companies Comparison

Home equity mortgage companies usually hunts for the homeowner who wants another (second) mortgage on his investments. These companies offer less interest rate and to attract customers they make use of market campaigns; by financing at the cost next to nothing and by offering easy conditions.

Internet; a Useful Tool:

Those who can access internet can easily look for loan online; by exploring the world of internet they can know about prices of loan and in some case can also shop for loan online. One can find a large number of home equity mortgage companies using internet, different websites of these companies are available, they provide different services and also loan lenders to those customers who are eligible for loan.

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Social Security Benefits to Increase in 2012

In what’s sure to be a bit of welcome news, the Social Security Administration has announced that Social Security recipients will receive a 3.6% increase in payments, effective this coming January. This is the first such increase in benefits since 2009, when there was a 5.8% increase. The lack of increases over the past two years was due to low inflation.

Based on the average Social Security payment of $1,038/month, this works out to an increase of $39/month.At the same time, however, Medicare premiums are expected to increase, which could wipe out the value of a Social Security increase.

The Social Security wage limit (i.e., the amount of wages subject to Social Security taxes) is also set to increase next year from the current level of $106,800 to $110,100. T

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