Archive for the ‘Financial News’ Category

The True Meaning of Serial Numbers – Economic Value and Ownership

Everything in our world today revolves around commerce and economic value. Have you ever noticed that serial numbers are on EVERYTHING!: Dollar bills, your row account, your car (VIN), traffic tickets. Even YOU consider been serialized by your birth certificate, driver’s license, SSN card etc. Practically every household appliance and product you own has a serial number, and of course let’s not slight credit cards, mortgages, loan applications. The list goes on and on….

The true measure of the worth of any given product or thing is not based on its price tag, sticker sum total or printed face value. The actual value of a $20, $50 or $100 dollar bill is NOT the stated dollar amount, the real underlying value of anything is represented by its serial number.

That $20 bill in your wallet in truth has no value! The s

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City Downtown Revitalization Idea Worth Exploring

If you travel down many of the international retail business districts in the major cities in the United States, you will see “For Lease” signs, and pour out storefronts. Nothing could be more detracting for a commercial property owner trying to lease their building, especially whenever you have neighboring buildings empty.

Not but does this drive down the price exactly to supply and demand issues, but it also causes a lack of trust or confidence from consumers that will be patronizing the businesses, and other business owners that are thinking of expanding or starting new businesses.

For a city, it means lower tax revenues, and an economic development crisis. One thing which city downtown revitalization projects can do is to work with all the commercial building owners, leasing companies, and large franchise companies that have closed stores. The

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The Bull is Back!

Yes, the stimulator of the stock-market is back! I believe we are in the early stages of a new bull market. Even with all the bad news still on the table, this bull is showing some sturdy legs.

Supporting my view is the�200 day moving average chart, a technical tactics followed by many market�professionals.�(Click on link�at article end to�see the chart)�

It’s a picture of the S&P 500 over the trailing 10 year period. The choppy green line is the price line of the S&P 500, the solid orange line is the 10 month moving average. (I’ve simply converted the 200 day moving average to 10 months for clarity.

Note the solid line turning up in late 2003, when the market went from a soft of just under 800 to its’ top of nearly 1600 in long delayed 2007. Take a look at th

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Finance Market Competition Makes Fixed Rate Bonds Look More Appealing, While ISA Rates Get Lower

August has been a significant month for the finance industry in the UK and Europe as a whole. While the Bank of England keeps their base rate at 0.5 percent and pumps another 50 million pounds into the UK economy in the name of quantitative easing, the European Central Bank (ECB) have announced that that they are holding their rates at 1 percent too.

Consequently, whenever it comes to savings this month, banks and building societies are showing signs of fierce competition. At a glance, it is clear that those who are looking to put their money away for a while are likely to benefit from this – especially where fixed rate bonds are concerned.

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The Soda Tax Increase Could Be Helpful I Think

Lately there has been much chatter on network television about the government enacting a tax on soda.� Personally I put on’t really care because for one the government is bleeding so much red they need money.� Also soda is a guilty pleasure of us Americans, we love it and we won’t put an end to drinking a Coke or Pepsi anytime soon.� Besides I think pop is a product we consume so frequently at such a cheap price we as consumers probably wouldn’t really notice a price increase too much in the first place.� Now you might exist thinking that this guy doesn’t care or he doesn’t understand how taxes work.� However, I do make out enough end for end taxes that I feel I can’t be “strong armed” into making any bad decisions regarding taxes.�

The first area I want to dive into about this tax hike on soda is into what I call our “guilty pleasure”.� As Americans we know overtime cigarettes can kill you, we know if you eat McDonald’session everyday you will get fat and we know that having a high credit card bill can keep you in debt.� However we still do all the above. This is why I think this tax could be

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What Do Dunkin’ Donuts and Public Libraries Have in Common?

What do Dunkin’’ Donuts and Public Libraries Have in Common? In these tough economic times they are both experiencing higher demand for their products and services!

It is interesting how demand for certain products and services increases in difficult times. Dunkin’ Donuts’ sales are said to be soaring at the peak of this recession and library traffic is reported to be up. Since specializing in providing services for both libraries and their multicultural customers, I have personally witnessed increased usage by both the mainstream and multicultural users and by graduating students. One way that libraries have responded is to present programs that would especially benefit these two groups.

But, unlike Dunkin’’ Donuts and other retailers, libraries do not benefit financially from increased traffic but, on the froward, are seeing shrinking budgets. They co

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Foreclosure Sales and Home Prices

Real estate research firm Lender Processing Services has released an interesting look at the press close together of foreclosure sales on home prices on a state-by-state basis. “REO sales account for in the same proportion that much as 60 percent of housing activity in some states,” Nima Nattagh, Ph.D., of LPS Applied Analytics, said in a press release. “Our study contains specific data to show this is causing precipitous drops in home values.”

The think highlights the significant discrepancies in the levels of foreclosure sales between states that have been hammered by the housing crash and those that avoided the brunt of its force. ”While REO sales activity has increased significantly across all regions in the country, there is clearly a dichotomy betwixt states that have seen unprecedented levels of mortgage delinquency and those where the impact of the current housing crisis has been much more moderate,” Nattagh said.

Not surprisingly, LPS found that higher levels of foreclosure sales can drive home prices in a given market sharply lower.

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Does Macro Economics Really Effect Small and Medium Sized Businesses, Say the Size of National Debt?

CHANCELLOR Alistair Darling has ramped up the national obligation (to �700+bn to prevent the country slipping further sliding into a long, deep recession.

In his pre-Budget report (Mon 24 Nov 08), billed as the most important in a generation, Mr. D

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