Personal Finance and Money Management

It has been demonstrated repeatedly that sports can offer incredible benefits, but it is also true that there can be a dark side to sports. Is there a proper balance and if so, what is it?

Millions of people have been thoroughly entertained and energized with the games that have occurred in the sports world over the past several weeks. The Bowl games have been viewed by huge numbers of people and have been the topics of conversation at many a water cooler. Lifes’ lessons have been displayed on the field and on the television screen as we watch some teams perform brilliantly and achieve success while others make costly mistakes that result in failure. What is the difference? I

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If you haven’t noticed, we’re in the midst of a recession – and like all the other times when the economy has taken a dive, crime rates go up. Although spending money on alarm systems may not seem like the highest priority in a time when people are trying to be as economical as possible, you might want to ask yourself if you could handle losing $2,000 right now. Why $2,000? Because that’s the average amount of money that is lost during a burglary these days. Even if you assume that your home will be burglarized within the next year and view the $2,000 as an opportunity cost for an alarm system, most systems will still run you over that amount within a year of service. However Full Article

Internet fraud and identity theft are becoming much more highly sophisticated crimes of which we just cannot overlook any longer. Precautions must now be taken to prevent this wrongdoing from happening to us – and there are numerous methods you can take to protect yourself. Identity theft is described as the illegal use of your name, social insurance number, date of birth, credit card or any other personal identifying information, used without your approval or knowledge, to commit financial fraud in an attempt at ‘cloning’ you for the purpose of obtaining credit cards, loans, checks and other measures that allow the thief to go on a spending spree in your name.

This crime affected approximately 11.1 million people in the U.S., in 2009, and is increasing every year, in numbers much too high discount. It is

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My wife and I are very happily married and have no plans on divorce. But I see clients who have to go through this process all the time. When they do, it’s a tough ordeal. I see people get taken advantage of for no good reason. Many times, the problem boils down to protecting the settlements.

If you are divorced and your settlement includes alimony, child support, and/or mortgage payments, you’ve got to protect yourself. One important way to do that is to make sure that your ex-spouse buys enough life insurance. Even if they’re fair and honest, your ex will admit that they won’t live forever. And if

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