Personal Finance and Money Management

Was one of your New Year’s resolutions to pay down your credit card debt? If so, then you might be interested Discover More’s newest 0% balance transfer offer. This card offers 0% APR on both purchases and balance transfers with no transfer fee.

The 0% APR promo rate applies for 12 months following the date of your transfer, and the transfer(s) has/have to be made by July 10, 2012 to qualify for the no-fee treatment. After that, there will be a 5% fee with a $10 minimum, but that’s six months away so you should have plenty of time to make the transfer. Also

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Steam is your best friend when it comes to saving money on video games. Steam is an online digital game distributor run by the gaming publisher Valve. Every Holiday, they hold what are affectionately known as “Steam Sales”. These sales are when they start to heavily discount the video games they distribute for the purpose of getting more games into the hands of gamers right when those gamers have the most extra cash floating around. There’s a few things to know about the Steam Sales before you dive in, so read on to make sure that you take proper advantage of the discounted merchandise.

Format

The Steam Sale is broken up into a variety of segments. The f

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The history of trading gold

Historically, investing in gold involved buying it in the form of coins or bullion bars. This resulted in high buying and selling commissions, along with finding a storage facility and insurance plan.

In 2002, Christopher Thompson became chairman of the World Gold Council’s (WGC) executive committee. He realised that the creation of an Exchange Traded Fund (ETF) backed by physical gold reserves, tradeable by anyone with a brokerage account on the New York Stock Exchange, would be the trigger for rising gold prices.

In 2004, the SPDR Gold Trust went live, and in eight days it attracted the third highest level of investment on the entire exchange. F

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A while back I wrote an article entitled 26 Ways to Make Extra Money and Keeping Your Day Job. It quickly zoomed to the top of the search engines and I’ve gotten a TON of positive feedback from that post. It seems that people around the world are clamoring for ways to make more money to better their lives and the lives of their families. But there are far more ways to make additional cash than the 26 I listed. In reality, the freedoms we enjoy make the options for making extra money limited only by your willingness and creativity.

When I wrote the original 26 Ways to Make Extra Money, most of the options I listed involved generally involved YOU doing the work alone and in a single task, and though there are still a few of those options listed here, I wanted my new list of money making ideas to focus more on ways to multiply your efforts. L

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