How Many Of Your Needs Are Actual Needs?

Filed Under (Financial News) by Amber Cook on 03-02-2012

As I type this post, the show Doomsday Preppers is playing in the background of my hotel room. As far as I can tell, the show isn’t available yet in Canada, so let me fill you in on what you’re missing.

The program profiles families that are preparing for certain doomsday scenarios. One family is prepping for an economic catastrophe, one that will see hyperinflation render their savings useless. Another family is preparing for a significant natural disaster, like a super volcano.

Their preparation methods are all pretty standard. They

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57 Avoidable Tax Mistakes

Filed Under (Financial News) by Amber Cook on 19-01-2012

Many of these tax mistakes are easily avoidable if you use Turbo Tax or H&R Block to prepare your taxes. I’ve personally used H&R Block for 12 years … this year will be my 13th. I’m planning to do my taxes this year with both sets of software, just to see if one works better for me. I’ll be sure to report my findings.

It’s easy to make a lot of these tax mistakes. We’re busy and our lives are taxing enough already (pardon the pun). When tax time rolls around, we can get in a big hurry to get it over with and in our rush, make a few mistakes. Here’s a list you can reference to make sure you don’t delay your refund or wind up paying penalties, interest, or fees.

1. Failing to repo

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Best Way To Get Cheap Closing Costs

Filed Under (Financial News) by Amber Cook on 11-01-2012

Loans which have low-interest rates, few penalties and practically no fees attached are called cheap personal loans. Nowadays there are so many lenders. It is far easier to get this type of lending today. There are two things on which interest rate and quality of cheap personal loan depend. These things are borrower and lender.

Who Present Great Rates On Loan

 

Only high quality, famous lenders are ready to present great rates on loan. At the same time, they want to present such deals to applicants who have a clean credit rating and solid financial history.

Search Lending Options

Some creativity is required in researching lending options.

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Discover More Balance Transfer: No Fees, 0% APR for 12 Months

Filed Under (Financial News) by Amber Cook on 09-01-2012

Was one of your New Year’s resolutions to pay down your credit card debt? If so, then you might be interested Discover More’s newest 0% balance transfer offer. This card offers 0% APR on both purchases and balance transfers with no transfer fee.

The 0% APR promo rate applies for 12 months following the date of your transfer, and the transfer(s) has/have to be made by July 10, 2012 to qualify for the no-fee treatment. After that, there will be a 5% fee with a $10 minimum, but that’s six months away so you should have plenty of time to make the transfer. Also

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