With thousands of credit card offers, it’s inevitable that some will be better than others. You needn’t worry too much if you have one of the “worst” cards on this list, however, because with this burden comes an easy opportunity for improvement. Simply
Tags: Cards, Cards ReplaceIt’s amazing what social media has done to the landscape of the Internet. Nowadays, surfing the web just feels, to quote the Black Eyed Peas, “so 2008.”
Social media platforms like Facebook and Twitter have now become the quickest way to receive personalized information. And that info doesn’t have to be just sports scores and celebrity gossip, but practically anything that could be of value – including personal finance.
From stock market advice to credit card ratings, there’s a wealth of good money information on Facebook. You just need to know who to “like”.
Now here’s one that’s really cool. American Express’ Facebook page allows you to sign up for a promotion that gives you special discounts to the brands you like. That’s right, all you
It seems as though airlines are doing every little thing they can lately to tack on fees (American Airlines, for example, now charges $8 for a blanket and neck pillow) while simultaneously curtailing service (removing a number of lavatories to make room for more seating). Somewhat paradoxically however, airlines also love to offer incentives for flying with them. The most common among these incentives are of course frequent flier programs, in which points accumulated through travel and other purchases can be applied as airfare discounts and upgrades.
Unfortunately, there’s not much we can do about $8 blankets or the lack of sufficient lavatories. W
Citibank finally “got the memo”—credit card users hate fees!
In response they’ve given us the Citi Simplicity card, which is definitely the best credit card on the market right now if you have a severe aversion to fees and like to keep your finances simple.
Here are my top 4 things to love about the Citi Simplicity card:
No annual fee. No late payment fee. No over-the-limit fee. Are you getting the picture?
After reading the fine print, it looks as though the only fees Citi hasn’t ditched yet are a 3% balance transfer fee, 5% cash advance fee, and a $35 returned payment fee.
0% interest on purchases and balance transfers for 21 months places the Simplicity card among the top tier of 0% interest credit card offers. If you’v
With no buyers coming forward so far, HSBC chief executive Stuart Gulliver announced that the credit card unit of HSBC Holdings, one of the top 10 financial organizations in the U.S. providing MasterCard and Visa credit cards, could be terminated. The $33 billion portfolio is just one of five key areas the company serves – personal and consumer finance, commercial and private banking and corporate investment banking and financial markets.
Although their credit card unit continues to be profitable, the CEO stated that the “card business wasn’t a strategic fit for HSBC.” Plans to divest are being hampered by the immense size of the credit card portfolio. Gulliver also hinted that this is a long term strategy to lower costs of up to $3.5 billion. In addi
With thousands of credit card offers, it’s inevitable that some will be better than others. You needn’t worry too much if you have one of the “worst” cards on this list, however, because with this burden comes an easy opportunity for improvement. Simply
A recent Senate vote all but confirmed that the Durbin Amendment would be implemented as planned. As the Federal Reserve scrambles to issue final regulations on interchange fees and debit card issuers scramble to comply, banks look for creative ways to make up for the loss of an estimated $14 billion in revenue.
Many banks have already adapted to less lucrative checking accounts and changed their fee structures accordingly. Still others are focusing on long-term reactions to interchange regulation, from court challenges to innovative revenue models. Here are five ways we’ve seen banks try to compensate for a 12-cent interchange fee limit:
TCF Financial, a relatively small Minnesota-based bank, sued the Federal Reserve in October over the constitutionality of the 12-cent fee cap. T
So you’ve seen the sun, the surf, the sand, and you’re ready for a vacation that doesn’t give you bathing suit anxiety or an empty bank account. You’re not alone.
Conventional vacations can be costly, stressful and leave you feeling like you’ve been through a triathlon rather than tranquility. Many wise travelers have opted for “stay at home vacations”, or staycations, to avoid the expensive hassle and enjoy their immediate environment more than ever before.
How do You Savor a Staycation?
When’s the last time you curled up under the covers while nibbling on a croissant? You haven’t? I knew it. There’s nothing better than being still and getting cozy.
Sleep in. Eat breakfast in bed. Cultivate calm.
August 28th, 2011 
Ryan Parker 