Filed Under (Credit Cards) by Ryan Parker on 22-04-2011
What was it Jack Nicholson said? “You can’t handle the truth!”
No, the truth about student credit cards isn’t all that drastic, I promise! Credit is a fact of life; everyone needs it if they want to get what they need. Yes, that even includes a job. So, having a student credit card is not a bad thing because it is a necessity.
Wrong Reasons for Opening a Student Credit Card
Having said that, students need to be cautious when applying for a credit card for certain reasons. They shouldn’t apply for the one that gives away what they consider the coolest gift. You know
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Filed Under (Credit Cards) by Ryan Parker on 18-04-2011
A wise man once told me “life is what happens when you’re busy making other plans.” Or maybe that’s just a popular saying? In any e
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Filed Under (Credit Cards) by Ryan Parker on 14-04-2011
In an effort to create greater transparency between customers and credit card companies, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) introduces consumer-friendly litigation that regulates how banks control credit card fees. Notably, the new law standardizes how a bank can increase interest rates, change introductory offers and delinquent payments.
The CARD Act of 2009 says that credit card lenders no longer have the ability to blindside customers with credit card interest rate increases. Banks can’t increase rates within the first year of the account, and after this grace period, any interest rate increases must include 45 days notice to the card holder about any new changes or fees. A
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Filed Under (Credit Cards) by Ryan Parker on 10-04-2011
There’s a battle raging in America, and it’s not one involving weapons or violence. Rather, the fray is seen in the corporate world, and it’s all about our money.
Now, we’re all used to marketing efforts that encourage us to buy from one company instead of another, but this is a different fight.
This isn’t about where we spend our money, it’s about how we spend it.
Attention around Near Field Communication is growing throughout mainstream media. Even so, many are unaware of its existence and future possibilities.
Simply put, Near Field Communication (NFC) is the ability for two wireless technologies to communicate with one another, typically requiring a proximity of four centimeters or less.
There are dozens of innovative, remarkable uses that could, and eventually will, come from NFC. However, th
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